I'm sharing this Washington Post piece with a "gift" link, so you can read it behind the paywall. It's about the state of the insurance market in Florida, and it's very troubling.

The "reforms" the legislature enacted last session mainly make it harder for homeowners to contest claims. Virtually all the reforms favor insurers, not policy holders.

Understand your risk before choosing to live in "the free state of Florida," owned and operated by the Republican Party for more than a generation.