I imagine someone objecting to my previous post, saying that no place is completely without risk. A pipe could rupture and your house floods. You could have a catastrophic house fire. (Probably started by a lithium ion battery - Just kidding.)
And that's true.
What I'm looking at here in Florida, and what all those folks are experiencing today and many others have experienced before, is a large scale disaster event. While enormous resources are brought to bear in those cases, it remains an enormous challenge.
If a single homeowner's home floods, or burns down, they file their claim and they hire a contractor and do what they need to do to get on with it.
When thousands of homeowners' homes flood... Well, good luck.
Originally posted at Nice Marmot 10:41 Thursday, 3 October 2024