It's doubtful that even the ultra-rich will find a way to adapt in Miami. And without a middle-class tax base to fund services, it's also doubtful the ultra-rich will want to live there, given their aversion to paying taxes.

The people who will be trapped are the poor who can't afford to leave, and the newly-poor who counted on the value of a house in Miami to be the major portion of their net worth who will find their houses worth nothing when the game of musical chairs stops.

The wise will get while the gettin's good, and the music hasn't stopped.

And most of them will want to remain in Florida.